Fintech-led product engineering. NBFC-deep. Investment-fluent.
We engineer custom platforms across NBFC lending, reconciliation, institutional investment research, wealth-tech, and embedded finance, with India-first regulatory fluency and senior engineering ownership.
Four focus segments, built on shared engineering primitives.
We speak the vocabulary your CTOs and ops leads use daily.
Your team won't translate the domain to us. NBFC, LOS, LMS, RBI, DPDP, KYC/eKYC, BRE, collections, AA, BSE STAR MF, AMFI, SEBI, reconciliation, institutional wealth fund, institutional investor, engineering vocabulary, not marketing language.
Financial services clients running our platforms in production.
FS-tagged work, quantified outcomes.
What FS buyers ask before scoping.
How NSWS differs from SaaS lending vendors, regulatory fluency, geographic focus, engagement model, ICP fit.
How does NSWS differ from a SaaS lending platform vendor?
We're a product engineering firm that builds custom platforms. The platform you run is yours to operate and evolve. Pricing is per engagement, with no per-loan licensing, feature gates, or lock-in. Versus Lentra/M2P/Yubi/Mambu: tailored to your risk policy, shipped in weeks, controlled end-to-end.
What are the strategic specialties under Financial Services?
Three: NBFC and NBFC-MFI lending tech (custom LOS, LMS, collections), reconciliation engineering (matching, classification, exceptions for finance ops), and investor intelligence (fund data, mandate tracking for institutional wealth funds). Wealth-tech is a backed capability via published reference architecture, not a delivered case yet.
Are you fluent in India-specific regulatory frameworks?
Yes, RBI DLG (2022), DPDP Act 2023, RBI IT Outsourcing, FLDG, IRAC norms, RBI Fair Practices Code, AMFI distributor norms, SEBI investment-adviser rules. Compliance is treated as architectural constraint, not bolt-on. Our engineers read regulatory documents before user stories.
What's the typical client size, startups, mid-market NBFCs, or both?
Three segments. Digital lending startups and small NBFC-MFIs scaling MVP-to-RBI-ready (₹0–₹100Cr) are one. Mid-market NBFCs and NBFC-MFIs (₹100Cr–₹5,000Cr AUM) replacing legacy stacks are another. Institutional investors via the IIP engagement are the third. Below ₹50Cr AUM or pre-revenue startups may find our cost overpowered.
Do you do staff augmentation or fixed-scope projects?
Neither primarily. We do platform-engineering engagements with senior architects who own end-to-end, read regulations first, sign the architectural decision record, sit in UAT, stay through the first 90 days of production. Our delivery model is closer to product engineering than IT services.
What's the geographic focus, India only, or international?
India-first by design (Pune-headquartered). Most engagements are with Indian NBFCs, fintechs, and finance ops teams. IIP engagements have included international institutional investors with global allocation mandates. We don't chase US/EU lending tech where the India regulatory edge doesn't apply.
Do you work with NBFC-MFIs (microfinance institutions)?
Yes. Our LOS, LMS, collections, and reconciliation engineering applies directly to NBFC-MFIs. The QR cash-collection reconciliation work is the closest delivered proof in field operations. Group-lending (JLG) and centre-meeting workflows are adjacent capability built on our LOS module library, ready for a focused engagement.
Book a discovery call. Let's scope your project.
30-minute architecture call. Bring your domain pain points, regulatory posture, and integration list. We'll map a sequenced path.